CCNow Review

Good

Supports WordPress e-commerce plugins. Hosted shopping cart. Option for low volume sellers.

Bad

No recurring billing.

Overall

CCNow is another merchant account service which is aimed at the lower to middle end of the e-commerce market. If you only sell a relatively small amount of products per month you could get a good deal here, but the fees will start to work against you at a higher volume of sales.

Editor's Ratings

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CCNow has a good reputation as far as merchant account services go; of course there are some negative opinions here and there which is to be expected really, with the usual complaints that their competition receives as well. Their current A+ rating on the Better Business Bureau (BBB) website does show that they are doing a lot of things right though.

Accepted Merchants

CCNow say in their own words that their service is mainly intended for use in selling tangible (physical) goods. They will accept digital goods in some restricted cases but they must be approved beforehand. Some of the prohibited products include: website promotion / SEO, selling advertising, club memberships, and intangible adult goods among other things. So if you're not shipping an actual product to your customer, this probably isn't the payment service for you.

Ease of Use

Ease of use for the seller or website owner seems to be one of the top priorities at CCNow. They have focused on giving you a shopping cart system that is easy to install without needing a lot of technical knowledge to complete the process, and requires very little ongoing maintenance after it is up and running. This is another plus for beginners, but the lack of customization options may be a hinderance later on for more advanced users of merchant services.

Extensions and Integrations

The service currently offers support for many WordPress e-commerce plugins which add extra functionality to a blog, as well as the alternative Joomla blogging system and the popular OpenCart shopping cart system. This means that almost anyone can have an online presence with billing capabilities without having to know a great deal about computer programming or site building. They also offer a hosted shopping cart on their own services, for those who don't need an advanced, completely customized solution and who want something more “out of the box” and ready to go in minutes.

CCNow Account Setup

The low initial investment, along with the small fees if you make little or no sales in a month, makes CCNow a viable option for those who have a low volume of sales currently. But if you start selling a lot more products as your business grows, then the fee per transaction will start to eat away at the money you saved on the initial costs. Therefore you need to think carefully about the plans you have for your business going forward, future growth, new product lines and increasing transaction volume or transaction amounts, so you can determine if CCNow is the right provider for you. It's a numbers game as always, and you'll have to work that out for yourself.

Merchant Account Features

  • Transaction Fees  : 4.90%+40¢
  • Gateway Fees  : 9.95
  • Setup Fees  : 9.95
  • Setup Time  : 1 Day
  • Recurring Billing  : No
  • Accepted Cards  : 4
  • Fraud Protection  : No
  • International Merchants  : Yes
  • Multiple Currencies  : 14
  • % Integrations  : 50
  • Checkout Pages  : Yes
  • Mobile Payments  : Yes
Merchant Price  
Official Website $ View Website

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